We kind of live in a “society expecting full coverage” where everyone who has paid for something wants to get back this amount manifold. This thinking is the incitement for insurance fraud, which reflects in higher amounts for the consume, and thus is affecting the whole market. Detectives who are working in the field of insurance need to have a thorough knowledge.

The staff of Detective Lloyd is very successful in the following fields of national and international insurances:

Car insurance:
·simulated accidents
·provoked accidents
·pretended accidents
·exploitation due to an accident

Liability insurance:
·instead of first party loss declaring third party loss

·compensation of damages which are not covered

·deliberately caused damages

Accident insurance:
·simulated accident
·acquisition of a pension although restored to health